Private Retirement Scheme (PRS) YAG Group Malaysia

Build Your Retirement Savings with Confidence

A Private Retirement Scheme (PRS) is a voluntary long-term investment plan designed to help you save more for your golden years. At YAG Group Malaysia, we help you create a retirement plan that ensures financial security and peace of mind, so you can enjoy life after work without financial worries.

Why Choose a Private Retirement Scheme?

Supplement Your EPF Savings

While EPF is a great foundation for retirement, it may not be enough to sustain your desired lifestyle after you stop working. PRS acts as a supplementary savings tool to bridge the gap between your EPF balance and your actual retirement needs.

silhouette of two person sitting on chair near tree
silhouette of two person sitting on chair near tree

Tax Incentives

Enjoy up to RM3,000 in annual personal tax relief for PRS contributions, making it a tax-efficient way to grow your retirement fund.

person using black computer keyboard
person using black computer keyboard

Retirement Security & Peace of Mind

With a PRS, you can be confident that you’re taking active steps towards a comfortable retirement — free from the stress of insufficient savings.

a man and a woman sitting on a bench looking at the ocean
a man and a woman sitting on a bench looking at the ocean

YAG Group Malaysia — Your Ally in Growth & Protection

We guide you in selecting the right PRS plan based on your risk profile, retirement goals, and desired lifestyle.

📞 Contact us today to start building your retirement savings.